Lakshmi, a domineering woman, controls all her husband Sivaswamy's money, treating him with scorn and disdain. When Ramu, Sivaswamy's son from his first wife, requires a sum of ₹3,000 (equivalent to ₹110,000 or US$1,400 in 2020) for his sister's husband, the stingy Lakshmi instantly refuses. Ramu and his cousin Mali hatch a plot with their tea vendor friend Appaswamy, who pretends to be a godman named Badrinath Swamy Sukranada to get to her money safe and steal a sum of ₹50,000. Meanwhile, Rama is an orphan whose only friend is Iruthayam, the doctor of a mental institution. When Rama wants a conduct certificate, Iruthayam bungles and hands over the certificate of an insane girl also named Rama.
DSP Paramantham, who previously arrested Appaswamy, comes to see the godman. Appaswamy tells Paramantham to not handle any cases at this time. An incident occurs when Rama encounters Appaswamy without a beard, but to his surprise she does not recognise the difference. The house receives a telegram saying that the real Badrinath Swamy Sukranada is arriving in two days, meaning Appaswamy has to loot his sum within that time frame. Lakshmi's brother Mani wants to buy jewellery for his girlfriend, Latha, and needs money after being exposed by his girlfriend's brother. Mani steals Appaswamy's money ₹5,001 that he received as a donation from Lakshmi (the extra ₹1 came from Chettiar), but Rama catches him red-handed.
The sane Rama arrives at Lakshmi's house to work as a secretary. Lakshmi sees the certificate, but decides to keep her at her house since the certificate mentions that Rama becomes violent when somebody refuses to give her what she wants. Rama falls in love with Ramu. The insane Rama and her father also come there to work coincidentally. More complications arise (the insane Rama's father overhears Ramu and Appaswamy's heist plan and subsequently the insane Rama lets her anger out on Appaswamy, leading to a deal in which Ramu and Appaswamy will not tell anybody that the sane Rama is insane as nobody knows and that the insane Rama's father will not tell anybody about the heist plan), leading to more incidents.
Lakshmi tells Appaswamy about the cash she has stashed in her secret hideout, and shows him how to access it. Appaswamy and Ramu succeed in their heist later that night, but are exposed after they place the cash in a flower pot. The insane Rama's father, the sane Rama, and Mani all encounter the cash. Mani throws it outside to his Latha's brother. Again, Rama catches him red-handed. The cash is in Latha's brothers' coat. To prove that the other Rama is truly insane, the sane Rama tells the insane Rama that the coat will look good on her. When Latha's brother refuses to give her his coat, the insane Rama shows her insanity. As a result, all problems are solved, Lakshmi is pacified, and agrees to Ramu and the sane Rama's marriage.
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